First-Time Buyers

We Are STRONG

Strong Home Mortgage provides first-rate mortgage services as well as mortgage financial literacy on LinkedIn, Twitter, and Facebook to bolster your position. We are veteran-owned and licensed in 46 U.S. states. Our team of over 100 seasoned professionals is passionate and delivers a transparent, efficient process. We offer a range of loans (conventional, VA, FHA, Jumbo) plus a Premium Buyers program and a $6,000 on-time closing guarantee for today’s competitive market. We look forward to serving you.

Prepare for home buying success.

Where to Start as a First-Time Buyer?

There are many considerations when shopping your first home. There’s the location, overall style, number of bedrooms/baths, and so much more. For a mortgage lender to discuss a loan, you’ll need: 1. property value (could also be your budget), 2. property type (e.g. single family), 3. location (zip code), 4. loan term (e.g. 30 vs. 15 years), 5. range of credit score(s) (e.g. excellent is 740+).

STRONG HOME MORTGAGE seeks to expand your home buying knowledge and preparedness to help bridge the gap to more experienced buyers in the market. Next steps for FIRST-TIME BUYERS include:

  • PROGRAMS: Explore a few options for best fit.
  • PRE-QUALIFICATION: Obtain a letter for shopping.
  • MORTGAGE FINANCIAL LITERACY: Read articles on LinkedIn and Facebook.

Call 1-800-862-7803 to discuss

Programs

HomeReady® from Fannie Mae and HomePossible® from Freddie Mac are designed to help low-income borrowers with fair credit (>620 former, >660 latter) to purchase a home. Down payment is just 3%, with cancelable mortgage insurance. Explore detailed similarities, differences, and requirements below.

Third-Party Comparisons
LendingTree | NerdWallet | FreeAndClear | MortgageReports

Federal Housing Administration (FHA) loans offer less restrictive credit parameters and as little as a 3.5% down payment. U.S. Department of Veterans Affairs (VA) loans are reserved for active military personnel, veterans, and eligible surviving spouses. Enjoy no down payment or maximum loan amount.

Call 1-800-862-7803 to discuss

loan officer guides couple through the pre-approval process

Choose the right option for you.

Establish a budget for your search.

Pre-Qualification

Through an easy three-step process, STRONG HOME MORTGAGE looks to prequalify you. The goal is to signal to your seller that your finances appear sound and you can likely afford the home you’re pursuing. The process doesn’t yet involve an underwriter, so it’s a ballpark estimate. It’s based on self-reported information vs. reviewing all of your financial documents.

STRONG HOME MORTGAGE seeks to expand your home buying knowledge and preparedness to help bridge the gap to more experienced buyers in the market. Our next steps for FIRST-TIME BUYERS are:

  • CONSULTATION: A loan officer collects basic details.
  • REVIEW: Together, we determine the home you can afford.
  • PRE-QUALIFICATION: A letter is issued, shop with confidence!

The process takes 1-2 business days.

Call 1-800-862-7803 to discuss

Mortgage Financial Literacy

We cull dozens of RSS feeds daily to share the very best perspectives, reports, podcasts, infographics, and more across financial services.

Gain a deeper understanding of not only the home buying process but also financial literacy as a broader discipline. Learn how to save money and plan better for your earnest money deposit (EMD), closing costs, and more. Discover new financial tools and strategies. Budget, shop, offer, and negotiate beyond your years. Compete more assuredly with homeowners and investors for the property you desire. Rise to the top with sellers, most of whom receive multiple offers.

loan officer guides couple through the pre-approval process

Shop with renewed confidence.

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